OUR INVESTMENT PHILOSOPHY

We design portfolios to match realistic return expectations, taking into account the acceptable level of portfolio risk. A portfolio over time might normally include a mix of stocks, bonds, and cash reserves, but may also include real estate, oil and gas, private equity, foreign securities and gold, depending on a client's level of risk. Relative concentrations of investment in intangible versus tangible assets are determined by your objectives and our long-term performance expectations for each asset.

Our equity investment style is to buy good companies that are growing at an appreciable rate but trading at reasonable or even undervalued prices. Our advisors take a long-term view on equity investments to help minimize gains and trading costs. Buying industry leading companies also helps in holding securities for the longer term, as most remain leaders for a long time.

Our approach to fixed-income investments is to spread them across all maturities to provide you with a range of maturity dates. If we feel strongly about the direction of interest rates, the portfolio will be altered to reflect that opinion. 

For real estate investing, we primarily use real-estate investment trusts (REITs) and commercial real estate property investments. Our senior executives have more than 50 years of combined real estate investment experience, which has led to some very successful outcomes for our clients.